Gemma Owen is a British television personality, international dressage rider, and businesswoman best known for appearing on Love Island in 2022. The daughter of former England football star Michael Owen, she entered the ITV2 series at 19 and finished as runner-up with Luca Bish. Before reality television, Gemma had already built a serious equestrian career, representing Great Britain in international dressage competitions. In 2026, she returned to television with Meet the Owens, a Prime Video family docuseries following the lives of Michael Owen, Louise and their children. The series also documents Gemma’s continued ambitions in equestrian sport, including her move toward horse racing. This profile covers Gemma Owen’s age, career, education, family, relationships, income, estimated net worth, physical appearance, lifestyle, and latest 2026 developments.
Quick Facts
| Detail | Information |
|---|---|
| Full name | Gemma Owen |
| Date of birth | May 1, 2003 |
| Age in 2026 | 23 |
| Birthplace | England |
| Profession | Dressage rider, television personality, businesswoman |
| Known for | Love Island, Meet the Owens |
| Nationality | British |
| Father | Michael Owen |
| Mother | Louise Bonsall |
| Relationship status | Single after 2026 split |
| Equestrian discipline | Dressage and horse racing |
Early Life and Background
Gemma Owen was born in England in 2003 and grew up in a sporting family. Her father, Michael Owen, enjoyed a major football career with clubs including Liverpool, Real Madrid and Manchester United and represented England internationally. Gemma developed her own sporting identity through horse riding rather than football.
She began competing in dressage at a young age and represented Great Britain at junior level. By the time she joined Love Island, ITV described her as an international dressage rider who had competed across Europe in major arenas.
Education
Detailed information about Gemma Owen’s formal education is limited in reliable public sources. Her public profile has focused primarily on her equestrian career, television appearances, business activities and family life rather than academic qualifications.
Career Journey / Rise to Fame
Gemma’s first major television appearance came in 2022 when she entered the eighth series of Love Island. At the time, ITV listed her occupation as an international dressage rider and business owner. She quickly became one of the season’s most recognizable contestants.
During the series, she formed a relationship with Luca Bish. The pair reached the final and finished in second place behind winners Ekin-Su Cülcüloğlu and Davide Sanclimenti. Gemma and Luca continued dating outside the villa before announcing their separation later in 2022.
Major Career Achievements
Gemma’s biggest television achievement was reaching the Love Island final. However, her equestrian record predates her reality-TV career. She competed for Great Britain at the junior European Championships and continued competing in dressage after her television debut.
In 2026, her career took another direction when she became part of Meet the Owens. The Prime Video series gives viewers a closer look at her family while documenting her interests in horse sport and her developing ambitions in racing.
What Gemma Owen Is Known For
Gemma is best known for Love Island, her connection to the Owen football family, and her career as an international dressage rider. Unlike many reality-TV personalities, she entered television with an established sporting background and has continued working with horses after leaving the villa.
How Much Gemma Owen Earns
Gemma Owen’s exact annual earnings are not publicly disclosed. Her professional activities include equestrian competition, television work, business activity and digital media. Income can vary significantly depending on television contracts, professional opportunities and other private arrangements.
Sources of Income
Gemma’s publicly documented career provides several potential income sources. These include her equestrian activities, television appearances, business interests and social-media work. Her television profile also creates opportunities for media and entertainment projects, although individual payments are generally private.
Gemma Owen Net Worth 2026
Gemma Owen’s exact personal net worth has not been officially disclosed. A 2026 Love Island wealth list from Extra.ie estimated her fortune at more than €1 million. Other online estimates place her wealth around $1 million. Because these figures come from third-party estimates rather than audited financial records, they should be treated as approximate rather than confirmed.
Net Worth Breakdown
A precise financial breakdown is unavailable. Her estimated wealth is generally associated with television and media work, equestrian activities, business interests and her established public profile. It is also important to distinguish Gemma’s personal finances from the considerable wealth associated with her father, Michael Owen.
Personal Life, Family & Relationships
Gemma is one of Michael Owen and Louise Bonsall’s four children. She has three siblings: James, Emily and Jessica. Her relationship with Luca Bish was one of the central storylines of her Love Island experience, but they separated in November 2022.
Gemma later entered a relationship with fellow equestrian Red Morgan. The couple confirmed their relationship publicly in 2025 but separated in June 2026. Gemma later described the breakup as a mutual decision, explaining that they had reached a point where they wanted different things.
Physical Appearance
Gemma is known for her fashion and equestrian-focused public image. Reliable sources do not consistently document her current height or weight, so an exact figure should not be presented as verified. Her appearance and style have nevertheless remained a visible part of her television and social-media profile.
Social Media Presence
Gemma maintains an active social-media presence focused on fashion, lifestyle, horses, travel and family life. Her Instagram following expanded substantially after Love Island, giving her a significant platform outside traditional television.
Lifestyle & Assets
Gemma’s lifestyle is closely connected with horses and equestrian sport. Her career requires regular training, competition and involvement with horses. In 2026, she also became involved with horse racing, demonstrating an interest that goes beyond her established dressage background.
Recent Updates in 2026
The biggest 2026 development was Gemma’s appearance in Meet the Owens on Prime Video. The series follows her family and provides insight into her life away from the Love Island villa.
She also pursued horse racing alongside dressage. In August 2026, Gemma took part in the Magnolia Cup at Goodwood, finishing fourth after a challenging race. Her longer-term goal is to continue developing her skills and potentially obtain an amateur jockey licence while maintaining her dressage career.
Gemma also confirmed that she and Red Morgan had separated in June 2026. Following the breakup, she said she had been spending time with family and friends and concentrating on training.
Interesting Facts
Gemma represented Great Britain in dressage at junior European level before becoming a reality-TV personality. She was only 19 when she entered Love Island in 2022. She also became involved in horse racing in 2026, adding another discipline to her equestrian career.
Frequently Asked Questions
How old is Gemma Owen in 2026?
Gemma Owen is 23 years old in 2026. She was born on May 1, 2003.
What is Gemma Owen famous for?
She is best known for appearing on Love Island in 2022 and for her career as an international dressage rider.
What is Gemma Owen’s net worth in 2026?
Her exact net worth is private. A 2026 estimate placed her wealth at more than €1 million, but this is not an independently verified figure.
Who are Gemma Owen’s parents?
Her parents are former England footballer Michael Owen and Louise Bonsall.
Is Gemma Owen still with Red Morgan?
No. Gemma confirmed in 2026 that she and Red Morgan had separated after reaching a mutual decision that they wanted different things.
Conclusion
Gemma Owen has developed a public career that combines television, business and professional equestrian sport. Her Love Island appearance introduced her to a large audience, but her background as a competitive dressage rider remains an important part of her identity. In 2026, Meet the Owens brought her family life to Prime Video while her move into horse racing created a new direction within her sporting career. Although her exact net worth remains private, third-party estimates place her personal wealth around the million-euro or million-dollar range. Her continued focus on horses and television suggests that her career is moving beyond the reality-show role that first made her famous.
Harvey Glen